Merchant Factors Corp. started in 1985 to service the factoring and accounts receivable needs of small growing business enterprises with ideas, energy, and products, but lacking the working capital, credit protection and administrative support to reach full potential. Most traditional banks, factors and asset-based lenders consider these clients too small, too new, too undercapitalized, too time consuming or too unprofitable. Continuing consolidation of financial institutions has made it even more difficult for small and middle-market businesses to secure financing and the ear of a financial advisor. Yet, working with Merchant, many clients have achieved considerable success. And so has Merchant, expanding services and staff to better serve our growing list of clients.

Merchant continues to serve businesses with annual sales of $500,000 and over, unlike the larger factors and lenders who close their doors to manufacturers, jobbers, converters, importers, service companies and start-ups. Newer businesses require understanding, advice and the support of a lender like Merchant which is dedicated to small businesses and addresses their specific need quickly, consistently and professionally.

Among the industries that we service and thoroughly understand are: . Textile . Apparel . Electronics . Giftware . Accessories . Toys . Luggage . Furniture . Shoes . Costume jewelry . Linens and bedding . Printing . Computer consulting . Outsourcing and other service industries . And many other businesses

Merchant also provides financial assistance in the form of purchase guarantees, letters of credit, credit information on your customers, customer aging and status, and good old fashioned business advice. We have no credit committees. You get immediate answers.

Merchant offers you access to capital yet frees you from credit, collection and bookkeeping responsibilities.