Factoring

Since 1985 Merchant Factors has been helping small businesses maximize opportunities for growth. We are dedicated to small businesses and established brands; we address each company's specific needs.

Merchant Factors purchases your account receivables; after a credit check, we guarantee payment of a shipment or service performed on a non-recourse basis and collect the proceeds for you.

Merchant Financial

Our asset-based lending affiliate offers working capital credit lines for growing companies. Financing is available for all types of businesses, including service organizations.

Merchant, looks at the management, future prospects and opportunities available to the business. We take the time to understand your business and will come up with a plan to enable you to maximize your profits.

Merchant Business Credit

Merchant Business Credit offers receivable financing for companies that don't yet qualify for traditional Factoring or Asset Based Lending through Merchant Factors or Merchant Financial.

If you have a viable transaction or transactions with a good customer, Merchant Business Credit will enable you to take advantage of every opportunity.

Among the industries that we service and
thoroughly understand are:

• Textile
• Apparel
• Electronics
• Giftware
• Accessories
• Toys
• Luggage
• Furniture
• Shoes
• Costume jewelry
• Linens and bedding
• Housewares
• Printing
• Computer consulting
• Outsourcing and other service industries
• And many other businesses

Merchant offers clients full on-line access through our state-of-the art Internet based system. This gives you the ability to view all your account information via the Internet. Our clients can enter orders for credit approval, receive credit decisions, see collections as they come in and monitor their accounts receivable at all times.

Read about how you can use Factoring as a Dynamic Tool for Financing and Growth in the ABF Journal.